This
offer is not related to the free credit reports that you may be entitled
to under Federal law. To obtain those free reports, you must go to www.annualcreditreport.com.
When
you order your free report here, you will begin your free trial
membership in Identity Guard. If you don't cancel your
membership within the 30-day trial period, you will be billed $14.95 for
each month that you continue your membership.
So why should you get your free credit scores? If you are planning to do any of the following in the next 6 to 12 months then it is very important for you to be aware of what is in your credit file:
Apply for car loan
Apply for auto insurance on the new car
Apply for a home loan
Apply for home owners insurance on the new home
Apply for a home refinance loan
Apply for a new credit card
Ask for a credit line increase
Ask for a lower credit card APR
Apply for a new job
Apply for a job promotion
Having a bad credit score can severely affect how much you pay for all your loans, insurance rates and even prevent you from getting a new job.
What's worse is that according to a CBS News report 4 in 5 credit reports have errors. That's 80%! You could be prevented from getting approved for a car loan through an error in your credit report. You could be denied a job offer from inaccurate information in your credit file.
These errors in your credit reports can create the appearance of you having "too much" credit available, being over-extended, or not having been a responsible payer of your obligations. All of which could be nothing further than the truth.
Now do you see why it's important to check your credit report and credit score regularly?
You can get your free credit report online instantly at no cost to you from the government's annualcreditreport.com. But you do not get your 3 free credit scores from Experian, Equifax, and Transunion. You have to pay for them on the government's site. You can get them free on this site.
Join the more than 14 MILLION CONSUMERS who have received a FREE Copy of their Credit Scores from the industry leader in consumer credit products.
