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Important Information
This offer is not related to the free credit report that you may be entitled to under Federal law. To obtain that free report, you must go to
www.annualcreditreport.com.
When you order your free report here, you will begin your free trial membership in Privacy Matters. If you don't cancel your membership within the 7-day trial period, you will be billed $29.95 for each month that you continue your membership.

Get Your Free Credit Report

So why should you get your free credit report and free credit score? If you are planning to do any of the following in the next 6 to 12 months then it is very important for you to be aware of what is in your credit file:
  • Apply for car loan
  • Apply for auto insurance on the new car
  • Apply for a home loan
  • Apply for home owners insurance on the new home
  • Apply for a home refinance loan
  • Apply for a new credit card
  • Ask for a credit line increase
  • Ask for a lower credit card APR
  • Apply for a new job
  • Apply for a job promotion
Having a bad credit score can severely affect how much you pay for all your loans, insurance rates and even prevent you from getting a new job.

What's worse is that according to a CBS News report 4 in 5 credit reports have errors. That's 80%! You could be prevented from getting approved for a car loan through an error in your credit report. You could be denied a job offer from inaccurate information in your credit file.

These errors in your credit reports can create the appearance of you having "too much" credit available, being over-extended, or not having been a responsible payer of your obligations. All of which could be nothing further than the truth.

Now do you see why it's important to check your credit report and credit score regularly?

You can get your free credit report online instantly at no cost to you.

Join the more than 14 MILLION CONSUMERS who have received a FREE Copy of their Credit Report from the industry leader in consumer credit products.

A FREE Credit Score is included!

Your report and score will be delivered INSTANTLY AND ONLINE! *

If you are satisfied with your FREE Experian Credit Report and Score, upgrade to a 3 Bureau Credit Report at a discounted price! A 3 Bureau Credit Report merges your Experian, Equifax, and TransUnion Credit Files into one easy-to-read report with All 3 Free Credit Scores.

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